ANALYSIS OF FINANCIAL LITERACY LEVELS ON ISLAMIC FINANCE INCLUSION

Abstract

This research aims to determine the level of financial literacy and its influence on Is- lamic Financial Inclusion among teachers of Gontor Female Campus 3 who are, at the same time, students of the University of Darussalam Gontor. This type of research is quantitative using pur- posive sampling. The number of respondents is 100 respondents. The data used is primary data collected through direct distribution of questionnaires. The method used is simple regression analysis and the method of Chen and Volpe. The result of the Islamic Financial Literacy level in this research is 75.25% which is categorized as medium level. Meanwhile, the results of the T-test show that financial literacy has a significant positive effect on Islamic financial inclusion. This result is important because it captures the Islamic financial literacy of young teachers and university students in Islamic boarding schools. Their level of Islamic literature and its influence on their Islamic financial inclusion gives optimism for the future development of the Islamic financial system in Indonesia. This is because they can be effective agents for bringing society to have better literacy of Islamic finance and inclusion.